ClimateSmart Target Date Funds
Why ClimateSmart:
Oil is a risky long-term investment.
Climate Solutions have tremendous upside.
Avoid stranded asset risk, get green bond upside.
Globally dynamic for an evolving geopolitical world.
Portfolio Visualizer
Portfolio type: ClimateSmart TDF (2020 - 2040)
Climate solutions and the low-carbon economy.
Visualiser / ClimateSmart TDF
Most bold (90/10)
Select portfolio: ClimateSmart TDF 2020/Income
Additional description for ClimateSmart TDF 2020 portfolio.
Visualiser:
- 39% Green Bonds
- 32.8% Low-Carbon Sector Stocks
- 21% Government Bonds
- 7.2% Climate Solution Stocks
Detailed breakdown:
| Sector | Company | Ticker | % Allocated | Description |
|---|---|---|---|---|
| Green Bonds | Carbon Collective Short Duration Green Bond ETF | CCSB | 39.00% | CCSB is a collection of short duration green bonds that is actively managed by Artesian in partnership with Carbon Collective. |
| Technology | iShares Global Tech ETF | IXN | 11.04% | IXN passively tracks the largest tech companies around the globe. |
| US Gov Bonds | iShares 0-5 Year TIPS Bond ETF | STIP | 9.00% | STIP passively tracks a collection of inflation-protected US Treasury bonds. |
| Climate Solutions | Carbon Collective Climate Sol US Eq ETF | CCSO | 7.24% | CCSO holds US listed companies that generate >50% of their revenue from climate solutions. |
| Non-US Gov Bonds | SPDR Int'l Treasury ETF | BWX | 6.00% | BWX passively tracks a collection of governmental bonds from non-US countries. |
| Healthcare | iShares Global Healthcare ETF | IXJ | 4.49% | IXJ passively tracks the largest healthcare companies around the globe. |
| Communications | iShares Global Comm Services ETF | IXP | 3.53% | IXP passively tracks the largest communications companies around the globe. |
| Consumer Discretionary | Fidelity MSCI Consumer Discret ETF | FDIS | 3.08% | FDIS passively tracks a collection of consumer discretionary companies listed on US exchanges. |
| US Gov Bonds | SPDR® Portfolio Long Term Treasury ETF | SPTL | 3.00% | SPTL passively tracks a collection of US Treasury bonds with 10-30 years until maturity. |
| US Gov Bonds | Schwab Intermediate-Term US Trs ETF™ | SCHR | 3.00% | SCHR passively tracks a collection of US Treasury bonds with 5-10 years until maturity. |
| Consumer Staples | iShares Global Consumer Staples ETF | KXI | 2.43% | KXI passively tracks a collection of the largest consumer staples companies around the globe. |
| Financials | iShares MSCI Europe Financials ETF | EUFN | 2.43% | iShares manages this fund. |
| Financials | SPDR® S&P Regional Banking ETF | KRE | 1.21% | KRE passively tracks an index of regional banks listed on US exchanges. |
| Financials | SPDR® S&P Insurance ETF | KIE | 1.21% | KIE passively tracks an index of insurance companies listed on US exchanges. |
| Financials | SPDR® S&P Capital Markets ETF | KCE | 1.21% | KCE passively tracks an index of capital markets companies listed on US exchanges. |
| Real Estate | Vert Global Sustainable Real Estate ETF | VGSR | 1.10% | VGSR invests in global REITs, but excludes those with higher levels of climate-related risks. |
| Consumer Discretionary | Global X MSCI China Consumer Discretionary ETF | CHIQ | 1.03% | CHIQ tracks an index of consumer discretionary companies (like EV manufacturers) in China. |
FAQ
How can I get the ClimateSmart Target Date Funds in our 401(k) Plan?
There's two ways.
The easiest can have your company/organization hire us as your 401(k) advisor as a part of our Better Together 401(k) Program.
What's a CIT?
A Collective Investment Trust (or CIT) is a specific type of investment vehicle that is only used in the 401(k) industry. Carbon Collective has partnered with Benefit Trust to provide the first climate-focused target date funds for the 401(k) industry.
Why shouldn't it just replace our current TDF option?
Every person is unique and has their own views on what the future holds. We didn't build ClimateSmart to be right for everyone. We built it for those who believe that climate change should be a core theme for long-term investors.
How can I see performance of the ClimateSmart Target Date fund?
The ClimateSmart CITs are managed by Benefit Trust. To see the latest reported performance of each fund you can go to Benefit Trust's website.