Rolling over your old 401(k) or 403(b) to Carbon Collective is a great way to get some of your retirement savings aligned with your values around solving climate change.

The process generally takes 10 – 20 minutes and we are here to help. Please [email us](mailto:hello@carboncollective.co) if you run into any issues.

### 1. Contact the Institution holding your account

First, contact the institution that holds your account. See below for some of the most common institutions and their corresponding 1-800 number.

- Fidelity (1-800-343-3548)  
  _Fidelity will not send a check directly. They will insist they send it to you and you forward it to them._
- Vanguard (1-800-523-1188)
- Charles Schwab (1-800-724-7526)
- E*Trade (1-800-387-2331)
- **Edward Jones (1-800-441-2357)**
- **Merrill Lynch (1-800-228-4015)**
- **Scottrade (1-800-619-7283)**
- **TIAA-CREF (Get started online** [**here**](https://www.tiaa.org/public/support/forms/forms-to-take-money-out) **)**  
  **_Click “Set Up Rollover” next to the “Set up a rollover from your retirement investments – ERISA and Non-ERISA”_**  
- **TD Ameritrade (1-800-213-4583)**
- **USAA (1-800-531-8722)**

### 2. Request a “Direct Rollover”

**When you get on the phone, ask the agent for a “Direct Rollover” of your account.**

### 3. Transfer the funds

**They will ask you how you would like to transfer the funds. You have two options: through check or wire. Sending a check is generally free, but will take 2-4 weeks. A wire can happen the next business day, but there is sometimes a wire transfer fee (~$25).**

**Note that the funds must successfully transfer within 60 days in order to avoid an early withdrawal tax penalty.**

**See below for instructions for sending a check or wire:**

#### Send a check

1. **Make the check payable to:**
   **Altruist Financial LLC**  
2. **In the memo of the check have them write:**
   **“Your Altruist account number (e.g.12345678) , your full name (e.g. Homer Simpson) – Rollover”**  
3. **Send the check to:**
   **Altruist Financial LLC**  
   **PO Box 219069**  
   **Kansas City, MO 64121-9069**

#### (or) Wire the funds

**Have your institution wire the funds using the following information:**

- **ABA / Routing Number - 021000018**  
- **Institution Name - The Bank of New York Mellon**  
- **Institution Address - 500 ross st, pittsburgh pa 15262**  
- **Recipient Name - Altruist Financial LLC**  
- **Recipient Address - PO box 219069, kansas city, mo 64121**  
- **Recipient Account # - 8901784095**  
- **For Further Credit To - Client Name and Full Account Number**

**(Your Altruist account number (e.g.12345678) , your full name – Rollover”)**

### 4. Let Carbon Collective know you’ve initiated the transfer

**Just reply to one of our emails. That way we can keep an eye out for it.**

### Our difference

#### 01.

#### We're clear eyed.

We think financial security and climate health are directly linked.

#### 02.

#### We're independent.

We're not owned by a big bank or Wall Street firm.

#### 03.

#### We're real people.

You'll feel it the moment you meet us.